Skip to Main Content

NVR Loan Officers & Processors (Florida Only)

Cossaboom et al v NVR, INC - NVR Loan Officers & Processors (Florida Only)
Case No. 9:21-cv-80627 (S.D. Fla.)

On March 31, 2021, loan officers and loan processors (“loan employees”) filed a case against NVR, Inc. and NVR Mortgage Finance, Inc. (“NVR” or “Defendants”). They assert claims for unpaid overtime compensation on behalf of themselves and other loan employees across the country. 

The Complaint alleges that NVR, which sells and constructs homes under the Ryan Homes, NVHomes and Heartland Homes brands, violated the federal Fair Labor Standards Act (“FLSA”) by not paying loan employees for all the overtime hours they worked. The loan employees assert NVR knowingly placed heavy demands on them that required them to work unpaid overtime hours, while discouraging them from recording that time.

Since filing, the Court precluded non-Florida loan employees from joining the Florida action, due to court jurisdictional requirements. As a result, other loan employees from various states filed unpaid overtime actions in Virginia, where NVR is headquartered, for non-Florida loan officers (information here), and for non-Florida loan processors (information here).

Our firm is partnered on this matter with attorneys Gregg I. Shavitz, Paolo Meireles, and Logan A. Pardell of Shavitz Law Group, P.A. in Boca Raton, Florida.

Type of Case

Unpaid Overtime Wages


Am I eligible?

The deadline to join has passed.

Additional Information

Is This a Collective Action? What Does that Mean?

This case is a collective action under federal law for Florida loan employees only.

Which Locations Are Included?

This case includes Florida loan officers and processors who joined.

How Do I Join This Case?

The deadline to join has passed.

What Time Frame Does This Case Cover?

There is a statute of limitations, which allows workers to recover unpaid overtime wages within specific time periods.  Under federal law, the statute of limitations is two years back from when the worker signs up to join the lawsuit. If we can prove that NVR knowingly or willfully violated the law, then the statute of limitations may be extended to three years.

Do I Have To Pay Anything?

You do not have to pay anything if you join. We are handling this case on a contingency fee basis. This means we will only be paid if the lawsuit is successful in obtaining relief either through a settlement, award, or a final judgment, and that payment will only come out of that settlement, award, or final judgment.

How Do I Prove I Worked Overtime?

If you have records of the hours you worked, please preserve and keep them until we ask you for them. However, you do not need to have records of your work hours to make a claim for your overtime pay. If NVR did not keep accurate time records, most courts will permit you to make a good-faith estimate of your work hours.

What About Retaliation?

It is against the law for an employer to retaliate against a person for joining a lawsuit to reclaim unpaid wages. If you currently work for NVR and you believe you may be the victim of retaliation for joining or participating in this lawsuit, contact the case clerk, Madeline Orozco, at (612) 256-3297 or immediately.

How Long Will This Case Take?

The length of this kind of lawsuit varies from case to case, but they typically last one to three years.

Is There Money Available Now?

No. This is a pending lawsuit. There is no money currently available and there is no guarantee that you will receive money for joining the lawsuit.

How Do I Learn More?

Questions can be directed to the case clerk, Madeline Orozco, at (612) 256-3297 or You may review the Case Updates section of this website as well.

Case Updates

  • October 17, 2022

    NVR Update

    If you are a current client, please contact us for case updates.

The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult an attorney for advice regarding your individual situation. We invite you to contact us and welcome your calls, letters and electronic mail. Contacting us does not create an attorney-client relationship. Please do not send any confidential information to us until such time as an attorney-client relationship has been established. Read full Disclaimer.