Have you ever heard the phrase “buyer beware”? In today’s marketplace, that phrase applies now more than ever. The law, however, provides consumers with certain basic protections against fraudulent, deceptive, and misleading conduct by businesses.
Every state in the country, including Minnesota and California, has one or more laws that prohibit businesses from engaging in unfair or deceptive acts and practices. In addition, several laws at the federal level, such as the Truth in Lending Act (“TILA”), Real Estate Settlement Procedures Act (“RESPA”) Fair Credit Reporting Act (“FCRA”), Fair Credit Billing Act (“FCBA”), Fair Debt Collection Practices Act (“FDCPA”), and Credit Card Accountability Responsibility and Disclosure Act (“CARD Act”), to name a few, provide additional protections to consumers.
Today, consumers can fight back against fraudulent and misleading business practices by starting or joining a class action. Click here to view a list of Nichols Kaster’s pending consumer class action lawsuits.
If you believe that you have been tricked into a purchase, treated unfairly as a customer, or deceived about your contract, bill, or loan or credit terms, our law firm may be able to help.