Illegal Bank Fees and 

Unauthorized Charges

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Many banks generate substantial profits by charging customers add-on fees. Often, these are undisclosed fees that were never agreed to by the consumer and may even include illegal kickbacks to the bank. In some cases they may be charges for services that were never performed. Examples of potentially illegal or unauthorized bank fees include:

• Mortgage. Charging a customer a fee to pay their mortgage over the phone or online.
• Inspection fees due to alleged mortgage default: Charging a fee for sending someone to inspect a home every month because the owner is assumed to be in default on their mortgage;
• Inspection fees due to property damage Requiring a homeowner to pay for inspections of repairs in the event of damage to the property;
• Legal fees Charging the homeowner for the bank’s legal fees in preparing a foreclosure, even though the foreclosure was never filed;