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Loans, Financing, and Borrowers' Rights

Force Placed Flood & Homeowners Insurance

Mortgage lenders often require homeowners to maintain homeowners insurance. If you don’t have insurance of suffer a lapse in coverage, your lender can "force place" insurance on the property and charge the premium cost to you. However, often mortgage lenders impose expensive, unnecessary, or otherwise undesirable insurance on homeowners. If you believe your mortgage lender has force-placed you with unnecessary or expensive flood or homeowners insurance, our consumer rights lawyers may be able to help.

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Force Placed Flood & Homeowners Insurance Details

Every year, thousands of home buyers are forced to purchase expensive and unnecessary insurance as part of the financing process for their new home. In certain situations, you may be entitled to monetary damages due to the force placed insurance levied by your mortgage lender.

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